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Copula CDO 모형×신용 평가 조정×
분야금융공학금융공학
계열Regression modelRegression model
기원 연도20002000s
창시자David X. LiJon Gregory
유형Credit Portfolio ModelValuation Framework
원전Li, D. X. (2000). On default correlation: A copula function approach. Journal of Fixed Income, 9(4), 43-54. DOI ↗Gregory, J. (2009). Counterparty Credit Risk: The New Challenge for Global Financial Markets. John Wiley & Sons. link ↗
별칭Copula Default Model, CDO PricingCVA, Counterparty Risk Adjustment
관련33
요약The copula CDO model (Li 2000) uses Gaussian copulas to price collateralized debt obligations (CDOs) by modeling joint default probabilities across a portfolio of bonds. The model became the industry standard for CDO pricing but was heavily criticized post-2008 for underestimating tail risk and correlation breakdowns during crises.Credit Valuation Adjustment (CVA) is the market price of counterparty credit risk embedded in over-the-counter (OTC) derivatives. CVA measures the loss from counterparty default, accounting for both the probability of default and the exposure at that time. It has become a key component of derivative valuation and risk management since the 2008 financial crisis.
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