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평균-분산 포트폴리오 최적화 (마코위츠)×신용 위험 모형 (Merton, KMV, CreditMetrics)×
분야재무학재무학
계열Regression modelRegression model
기원 연도19521974
창시자Harry MarkowitzRobert C. Merton (structural model); J.P. Morgan / Gupton et al. (CreditMetrics)
유형Mean-variance optimization modelStructural and portfolio credit risk model
원전Markowitz, H. (1952). Portfolio Selection. The Journal of Finance, 7(1), 77-91. DOI ↗Merton, R. C. (1974). On the Pricing of Corporate Debt: The Risk Structure of Interest Rates. The Journal of Finance, 29(2), 449-470. DOI ↗
별칭Markowitz portfolio theory, modern portfolio theory, efficient frontier optimization, Ortalama-Varyans Portföy Optimizasyonu (Markowitz)Merton model, KMV model, CreditMetrics, structural credit risk model
관련55
요약Mean-variance portfolio optimization is the foundational model of modern portfolio theory, introduced by Harry Markowitz in 1952. It describes portfolios in an expected-return versus risk (variance) plane and traces the efficient frontier of allocations that offer the highest expected return for each level of risk, covering the minimum-variance portfolio, the maximum-Sharpe-ratio portfolio, and constrained variants.Credit risk models estimate the probability that a borrower defaults and the resulting distribution of credit losses. The structural approach was introduced by Robert C. Merton in 1974, treating a firm's equity as a call option on its assets, and was later extended into the KMV distance-to-default framework and the CreditMetrics rating-transition portfolio model published by J.P. Morgan in 1997.
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ScholarGate방법 비교: Mean-Variance Portfolio Optimization · Credit Risk Models. 2026-06-18에 다음에서 검색함: https://scholargate.app/ko/compare