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مدل‌های ریسک اعتباری (مرتون، KMV، CreditMetrics)×مطالعه رویداد (CAR و BHAR)×
حوزهمالیمالی
خانوادهRegression modelRegression model
سال پیدایش19741997
پدیدآورRobert C. Merton (structural model); J.P. Morgan / Gupton et al. (CreditMetrics)MacKinlay (review); Kothari & Warner (econometrics)
نوعStructural and portfolio credit risk modelAbnormal-return model for financial events
منبع بنیادینMerton, R. C. (1974). On the Pricing of Corporate Debt: The Risk Structure of Interest Rates. The Journal of Finance, 29(2), 449-470. DOI ↗MacKinlay, A. C. (1997). Event Studies in Economics and Finance. Journal of Economic Literature, 35(1), 13–39. link ↗
نام‌های دیگرMerton model, KMV model, CreditMetrics, structural credit risk modelevent study, cumulative abnormal return analysis, abnormal return analysis, CAR
مرتبط54
خلاصهCredit risk models estimate the probability that a borrower defaults and the resulting distribution of credit losses. The structural approach was introduced by Robert C. Merton in 1974, treating a firm's equity as a call option on its assets, and was later extended into the KMV distance-to-default framework and the CreditMetrics rating-transition portfolio model published by J.P. Morgan in 1997.The event study is a financial research method that measures the impact of a news release, policy change, or corporate event on asset prices through cumulative abnormal returns. Reviewed by MacKinlay (1997) and formalised econometrically by Kothari and Warner (2007), it is the standard tool for testing the efficient-market hypothesis and analysing the information content of events.
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ScholarGateمقایسهٔ روش‌ها: Credit Risk Models · Event Study. بازیابی‌شده در 2026-06-18 از https://scholargate.app/fa/compare