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Scorul Z Altman: Predicția Falimentului Corporativ×Regresia Logistică×
DomeniuFinanțeStatistică pentru cercetare
FamilieRegression modelProcess / pipeline
Anul apariției19681958
Autorul originalEdward AltmanDavid Roxbee Cox
TipMultiple discriminant analysis scoring modelMethod
Sursa seminalăAltman, E. I. (1968). Financial ratios, discriminant analysis and the prediction of corporate bankruptcy. The Journal of Finance, 23(4), 589–609. DOI ↗Cox, D. R. (1958). The regression analysis of binary sequences. Journal of the Royal Statistical Society, Series B, 20(2), 215–242. DOI ↗
Denumiri alternativeAltman's Z-Score Model, Multiple Discriminant Analysis Bankruptcy Model, Z-Score Financial Distress Model, Altman Z-Skorulogit model, binomial logistic regression, LR
Înrudite33
RezumatThe Altman Z-Score is a linear discriminant model developed by Edward I. Altman in 1968 to predict corporate bankruptcy using five accounting-based financial ratios. Derived through multiple discriminant analysis on a matched sample of 66 US manufacturing firms, the model combines liquidity, profitability, leverage, solvency, and activity ratios into a single composite score that classifies firms as financially sound, distressed, or in a grey zone.Logistic regression is a statistical method for modeling the probability of a binary outcome (disease present/absent, success/failure) as a function of continuous and categorical predictors. Developed by David Roxbee Cox (1958), it solves the problem of predicting categorical outcomes by applying a logistic transformation to constrain predictions to the [0,1] probability interval, enabling accurate risk stratification, diagnostic prediction, and causal inference in epidemiology, medicine, and social science.
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ScholarGateCompară metode: Altman Z-Score · Logistic Regression. Preluat la 2026-06-20 de pe https://scholargate.app/ro/compare