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| Hệ thống Xếp hạng CAMELS× | Phân tích DuPont× | |
|---|---|---|
| Lĩnh vực | Tài chính | Tài chính |
| Họ≠ | Process / pipeline | Regression model |
| Năm ra đời≠ | 1998 | 2008 |
| Người khởi xướng≠ | US bank supervisory framework; Cole & Gunther | DuPont Corporation; Soliman |
| Loại≠ | Composite supervisory rating | Profitability decomposition framework |
| Công trình gốc≠ | Cole, R. A., & Gunther, J. W. (1998). Predicting bank failures: A comparison of on- and off-site monitoring systems. Journal of Financial Services Research, 13(2), 103–117. DOI ↗ | Soliman, M. T. (2008). The use of DuPont analysis by market participants. The Accounting Review, 83(3), 823–853. DOI ↗ |
| Tên gọi khác | CAMELS Framework, Uniform Financial Institutions Rating System, UFIRS, CAMELS Derecelendirme Sistemi | DuPont Decomposition, DuPont Identity, Return on Equity Decomposition, DuPont Analizi |
| Liên quan≠ | 3 | 2 |
| Tóm tắt≠ | The CAMELS Rating System is a supervisory framework used by US bank regulators to evaluate the overall condition of financial institutions across six dimensions: Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, and Sensitivity to Market Risk. Each component is scored on a scale of 1 (strong) to 5 (critically deficient), and a composite score is assigned based on examiner judgment. Developed in the US federal banking regulatory context, CAMELS emerged as the standard on-site examination tool and has since been adopted and adapted by regulators globally. | DuPont Analysis is a financial performance framework that decomposes Return on Equity (ROE) into three multiplicative components: net profit margin, asset turnover, and the equity multiplier. Originally developed by engineers at DuPont Corporation in the early 1920s, the method gained renewed academic prominence through Soliman (2008), who demonstrated that market participants exploit DuPont decompositions to forecast future earnings and to distinguish sustainable from transient profitability. |
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